- 1. Who is the Data controller—- Insurance Hunter is the data controller. “We,” “us,” and “our” refers to our company, while “you” and “your” refers to the individual who intends to use our website and/or service.
- 2. Personal details—- We comply with the UK data protection laws to protect you and our company. We only use your personal data for authorised reasons and do not pass it on for marketing purposes or to any third-party companies. We only pass on your data to your insurer if you decide to go ahead with a quotation, we have provided you, please note this has been agreed by you on our terms and conditions when you have requested a quote.
- 3. Rights you hold—- You are entitled to view the information we hold about you free of charge and you can request this at any time by contacting us. You have the right to request that we delete your personal data at any time. Please note that if you choose to have us delete your personal data, you will need to fill out our online form each time you want us to offer you a quote.
- 4. Insurance administration, claim handling and renewals—- The insurer, its agents, re-insurers, and your intermediary may use the information you provide for insurance administration, renewal, and claims management. Insurers may conduct checks against publicly available information such as the Electoral Register, County Court Judgments, bankruptcy, or repossession information when evaluating claims. Information may also be shared with other insurers, either directly or through third-party agents such as Loss Adjusters or investigators.
- 5. Credit searches—— The insurer/credit provider may check files made accessible to the insurer/credit provider by Credit Reference Agencies while evaluating your application/renewal. They, comparison website providers, authorised brokers, or underwriters, may keep a record of your search after you authorised us to search in all comparison websites on your behalf based on the information you provided after agreeing and following our websites links and forms for Car, Van, Home, Business, and Accident/Claim/Convictions details. Credit Reference Agencies share data with other organisations to analyse financial product applications, aid in debtor tracing, and prevent fraud. Credit Reference Agencies may be asked to give a credit scoring calculation by the insurance or credit provider. To assess the risk of every application, credit scoring considers a variety of elements. Each component is given a number, and the overall score, together with other considerations, will be used to accept or reject your application.
- 6. Market research—- Insurance Hunter, a registered company under trade name INS HUNTER LIMITED, may use your information to keep you informed about products and services that may be of interest to you through mail, telephone, email, or other methods. They could also get in touch with you to perform more market research. After your insurance has expired, your information may be used for the purposes of marketing by us only. We do not pass your data onto third party companies for marketing purposes.
- 7. Use of Cookies— A cookie identifies your computer to a server, allowing information to be stored on your computer’s hard drive. Cookies allow a computer to be identified as belonging to one that has previously visited or accessed another website. We may utilise and serve cookies, pixel tags, and action tags from time to time. Cookies, pixels, and activity tags capture information that is anonymous. Cookies, pixel tags, and action tags are used for a variety of purposes, including:
- · Obtaining anonymised aggregated data for the purposes of managing and planning service upgrades.
- · To assess the efficacy of our advertising and promotions on third-party websites, such as by monitoring whether users click on these adverts.
- · We’re always searching for ways to improve your user experience by adopting and implementing new practises and technology.
- 8. How can I stop cookies and what will happen if I do block them?—– You can stop cookies from being deployed on your computer by configuring your browser not to accept them or opt-out. Please refer to your browser’s ‘help’ facility.
- If cookies are already on your system, you can delete them – For more information on cookies and deletion of cookies please visit: http://www.allaboutcookies.org/manage-cookies/
- Please be aware that blocking certain cookies can result in difficulties when navigating around sites.
- 9. Residents of the United Kingdom only—- please note all UK insurance providers require you to be a UK resident for you to legally be insured on any vehicle. All insurers allow you to drive within Great Britain, Northern Ireland, and the isle of man (excluding the channel islands). However, please note some companies offer you to drive within Europe with no extra costs.
- 10.
- Content Responsibility—– We provide such website on a “as is” or “as available” basis and give no warranties or promises of any kind about this site or its contents, and we expressly disclaim all such representations and warranties. We also make no warranties or promises regarding the accuracy, reliability, or suitability for any purpose of the information and associated visuals provided on this website. The content on this site may contain technical inaccuracies or technical mistakes. To the maximum extent permissible by law, we fully disclaim any and all liability for any such inaccuracies or mistakes, however caused. We do not guarantee that the website or any connected website is free of viruses, spyware, or other harmful computer issues. It is your responsibility to make sure you have the proper antivirus software installed. We, nor any of our representatives, are responsible for any loss or damage resulting from or related to the use of this site.
- Third-party Websites- Hypertext connections to third-party websites may also be found on this website. The third-party organisation that owns the website will regulate the operation and content of such websites, which will be governed by different terms and conditions. Links are given solely for your convenience, and their presence does not mean that the site to which they link is endorsed in any manner. We take no responsibility or accountability for any other website’s content.
- Email links- We may utilise e-mail links on our website to allow you to contact us directly via e-mail. We reply to your questions or comments using the information you give in your e-mail. We may also keep a record of your remarks for future use.
- Disclaimer of Liability- When compelled by law or in the good faith belief that such action is necessary to conform to the law or comply with legal process, we may disclose personal information to the government, regulatory bodies, or law enforcement agencies.